ABFP program renamed to BFP.

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Minor Non-capital Projects

Subject to consultation with your local Indigenous Financial Institution (IFI), AIC may consider support for minor Non-capital costs and activities such as planning, marketing, and business (management) support. 

Planning

Enabling effective and timely decisions of applicants, funders, lenders and

Project Plans and Studies

Completion of all or part of a project plan such as developing business models  & strategies, comprehensive business plans, market assessments and  feasibility studies. Business Plans are expected to be completed in a  timely manner not to exceed 12 months.

Financials

Completion  of financial projections, historical financial statements or other  financial related activities in support of project or business  decisions.

Business Valuations

Business valuations by a Chartered Business Valuator (CBV) in support of a business acquisition.

Asset Appraisals

Appraisal to determine the fair market value of an asset.

Regulatory Compliance

Activities in support of regulatory compliance such as an environmental assessment, health and/or safety.

Other

Other needed activities in support of project decisions such as  legal, design, engineering, etc.

To be considered for support, these costs must be substantiated by quotes that detail the scope and timing of work to be performed. The service provider’s qualifications and experience must also be demonstrated. The costs must be reasonable relative to the size, scope and complexity of the project. Most planning projects are expected to be completed within 12 months.

Marketing and/or Business (Management) Support

Marketing/channel development and/or building management capacity

Market Growth

Enhance the capabilities and capacity to market and promote a business while  building the most effective and efficient channels that establish, maintain and grow relationships with customers and accelerate sales. See details below.

Business (Management) Support

Enhance the capabilities and capacity of management. Most common examples  are accounting, tax and legal advisory. Other examples include memberships in professional bodies or industry associations, mentoring and specialized training. The service provider’s qualifications and experience must also be demonstrated.

funding

Maximum Funding

Planning projects can be funded up to 75% of Eligible Costs (HST is excluded) with funding of up to $25,000 (a budget not exceeding $33,333). The balance of costs covered by client cash.


Minor Marketing and/or Business (Management) Support projects can be funded up to 75% of Eligible Costs (HST is excluded) with funding of up to $25,000 (a combined budget not exceeding $33,333). The balance of costs covered by client cash.


Clients previously supported will be normally considered for a reduced rate of support (meaning less than 75%) with a default rate reduction of 15% from the previous rate(s) of support for marketing and business support calculated separately.


Typically, the amount of support allocated to these projects range from $3,750 to $15,000 (Budgets of $5,000 to $20,000)


Clients with budgets exceeding $33,333 and/or needing funding over $25,000 must consult with their local IFI first. AIC cannot consider direct funding requests greater than $25,000.

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